Personal Account Products

Everyone can appreciate the value of a free checking account.  No monthly service charge and only a $100.00 minimum opening deposit make this non-interest bearing account easy to maintain. 


This account is geared towards those individuals who wish to earn interest, but carry a smaller balance. It features no monthly service charge when a $500.00 minimum daily balance requirement is maintained.  This account requires a minimum opening deposit of $100.00.

 
This account is for our earth-minded customers who want to reduce waste by going all electronic.  It features Free Online Banking, Bill Pay, and  Paperless Monthly Statements.  This account requires a minimum opening deposit of $100.00.


This account rewards people who have more than one account or carry high balances in their checking account. It offers rewards for maintaining higher balances in any combination of accounts (including IRA's) and a variety of extra services including free checks.


Savings accounts are one of the most popular and simple ways to achieve your financial goals. A personal savings account from Business Bank is a convenient way to manage your long-and short-term cash needs.


An ideal account for any individual who wishes to fully maximize the earnings potential of idle funds. This account features a tiered interest plan, as well as no monthly service charge when a $1,000 minimum daily balance is maintained.

* LIMITS ON TRANSACTIONS FROM CERTAIN ACCOUNTS.  Federal regulation limits the number of checks and other 3rd party withdrawals to six (6) per statement cycle from Money Market and Savings Accounts. 

 
ACCOUNT
TYPE		Monthly Service ChargeDaily Balance to Service ChargeInterest BearingTransaction LimitationsVisa Debit CardOnline BankingOnline Bill Pay
Simply Free CheckingN/AN/ANoNoFreeFreeFree
Eco Smart
Checking		N/AN/AYesNoFreeFreeFree
Premium Checking$6.00$500YesNoFreeFreeFree
Ultimate Checking$8.00$10,000*YesNoFreeFreeFree
Personal
Savings		$5.00$250YesLimitedN/AFreeN/A
Personal
Money Market		$8.00$1,000YesLimitedN/AFreeN/A
* Any combination of personal deposit account balances (including IRAs) will satisfy the minimum balance requirement.


Certificates of Deposit**
Certificates of Deposit are a popular and safe way to achieve your financial goals. We offer a wide variety of time deposit accounts with terms from 90 days to 5 years. Some features of our time deposit accounts are as follows:

  • Minimum opening deposit of $500
  • Tiered rates depending on balance

Individual Retirement Accounts**
An Individual Retirement Account is one of the wisest investments you can make. At Business Bank, your investment earns even more with no annual fees or setup costs.

  • Minimum opening deposit of $500
  • Tiered rates depending on balance
  • Terms from 3 to 60 months

** A penalty may be imposed for early withdrawal from time deposit accounts.